David (Zhihao) Xu
Hi, I’m David Xu, a finance and data-driven problem solver studying Mathematics at the University of Waterloo. I specialize in financial analysis, data processing, and market research, with experience as an Investment Research Analyst at Global Alpha Capital Management and as a co-founder of a Personal Finance Platform.
Beyond work, I enjoy playing basketball and hiking, embracing challenges both on the court and on the trails. I’m always looking for innovative ways to combine finance, technology, and strategy. Feel free to connect with me on LinkedIn!
Skills
- Languages: Python, C, CSS, HTML
- Skills: Matplotlib, NumPy
- Tools: Git, VSCode, LaTeX
- Soft Skills: Problem Solving, Effective Communication, Interpersonal Skills
Education
Relevant Courses
Probability and Statistics, Calculus, Linear Algebra, Micro and Macro Economics, Accounting and Financial Management, Financial Mathematics.
Projects
Equity Research, Investment Pitch: High-Growth Sportswear & Accessories Market
Conducted equity research on a leading sportswear company, analyzing five years of financial data and identifying 20%+ revenue growth trends in the industry.
Benchmarked against five major industry players, analyzing profit margins, valuation multiples, and strategic positioning, which provided clearer insights for comparative investment decisions.
Developed a comprehensive investment pitch for the senior leadership team, incorporating SWOT analysis, investment thesis, and a Discounted Cash Flow (DCF) model with five-year financial projections.
Co-founder of Personal Finance Project
This website is designed to help users optimize their savings strategy and achieve their savings goals more effectively, based on individual income levels and regional economic conditions.
- Income and Savings Analysis
- Projected to help users reduce daily expenses by 15–20%